REFINANCES: Check out Veterans’ Benefits Improvement Act of 2008. The refinancing of any non-VA loan into a VA loan, as well as loans to withdraw equity) may now be up to 100% of the appraised value of the property. http://www.homeloans.va.gov/new.htm_________________________________________________
Prior to purchasing property in Michigan, I suggest you find humor in Jeff Foxworthy's accurate summations:
(pretty funny and acurate)
2. If you're proud that your region makes the national news 96 nights each year because Pellston is the coldest spot in the nation, you might live in Michigan .
3. If your local Dairy Queen is closed from November through March, you might live in Michigan .
4. If you instinctively walk like a penguin for five months out of the year, you might live in Michigan .
5. If someone in a store offers you assistance, and they don't work there, you might live inMichigan.
6. If your dad's suntan stops at a line curving around the middle of his forehead, you might live in Michigan .
7. If you have worn shorts and a coat at the same time, you might live in Michigan .
8. If your town has an equal number of bars and churches, you might live in Michigan .
9. If you have had a lengthy telephone conversation with someone who dialed a wrong number, you might live in Michigan .
Part 2 - You know you're a true MICHIGANDER when . . .
1. "Vacation" means going up north on I-75
2. You measure distance in hours.
3. You know several people who have hit a deer more than once.
4. You often switch from "heat" to "A/C" in the same day.
5. You can drive 65 mph through 2 feet of snow during a raging
blizzard, without
flinching.
6. You see people wearing camouflage at social events (including weddings).
7. You install security lights on your house and garage and leave both unlocked.
8. You carry jumper cables in your car and your girlfriend knows how to use them.
9. You design your kid's Halloween costume to fit over a snowsuit.
10. Driving is better in the winter because the potholes are filled
with snow.
11. You know all 4 seasons: almost winter, winter, still winter androad construction.
12. You can identify a southern or eastern accent.
13. Your idea of creative landscaping is a statue of a deer next to your blue spruce.
14. You were unaware that there is a legal drinking age.
15. Down South to you means Ohio .
16. A brat is something you eat.
17. Your neighborthrows a party to celebrate his new pole barn.
18. You go out to fish fry every Friday.
19. Your 4th of July picnic was moved indoors due to frost.
20. You have more miles on your snow blower than your car.
21. You find 0 degrees "a little chilly."
22. You drink pop and bake with soda.
23. Your doctor tells you to drink Vernors and you know it's not
medicine.
24. You can actually drink Vernors without coughing.
25. You know what a Yooper is.
26. You think owning a Honda is Un-American.
27. You know that UP is a place, not a direction.
28. You know it's possible to live in a thumb.
29. You understand that when visiting Detroit , the best thing to wear is a Kevlar vest.
30. You actually understand these jokes, and you forward them to all yourMichigan friends
